Call reports 2014
FIRST FEDERAL SAVINGS AND LOAN BANK — 2014
What FIRST FEDERAL SAVINGS AND LOAN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 67,173,000 | 66,550,000 | 67,405,000 | 65,857,000 |
| Total loans | 52,528,000 | 54,772,000 | 55,108,000 | 58,153,000 |
| Allowance for loan losses | 886,000 | 845,000 | 825,000 | 782,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,819,000 | 52,720,000 | 53,828,000 | 52,425,000 |
| Interest-bearing deposits | 52,188,000 | 51,899,000 | 52,814,000 | 51,919,000 |
| Noninterest-bearing deposits | 631,000 | 821,000 | 1,014,000 | 506,000 |
| Equity capital | 8,528,000 | 8,585,000 | 8,542,000 | 8,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 1,957,000 | 2,972,000 | 4,015,000 |
| Interest expense | 303,000 | 611,000 | 918,000 | 1,197,000 |
| Net interest income | 667,000 | 1,346,000 | 2,054,000 | 2,818,000 |
| Noninterest income | 30,000 | 54,000 | 70,000 | 92,000 |
| Noninterest expense | 312,000 | 584,000 | 921,000 | 1,248,000 |
| Provision for loan losses | 0 | 0 | 0 | -50,000 |
| Pretax income | 385,000 | 816,000 | 1,203,000 | 1,712,000 |
| Income tax | 27,000 | 43,000 | 58,000 | 74,000 |
| Net income | 358,000 | 773,000 | 1,145,000 | 1,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,528,000 | 8,585,000 | 8,542,000 | 8,663,000 |
| Total capital | 8,995,000 | 9,057,000 | 9,033,000 | 9,166,000 |
| Risk-weighted assets | 36,949,000 | 37,375,000 | 38,934,000 | 39,948,000 |