Call reports 2013
FIRST FEDERAL SAVINGS AND LOAN BANK — 2013
What FIRST FEDERAL SAVINGS AND LOAN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 65,343,000 | 65,160,000 | 66,822,000 | 66,262,000 |
| Total loans | 51,857,000 | 51,471,000 | 51,947,000 | 51,721,000 |
| Allowance for loan losses | 899,000 | 903,000 | 894,000 | 885,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,797,000 | 49,940,000 | 51,790,000 | 51,853,000 |
| Interest-bearing deposits | 48,454,000 | 49,626,000 | 51,162,000 | 51,479,000 |
| Noninterest-bearing deposits | 343,000 | 314,000 | 628,000 | 374,000 |
| Equity capital | 8,528,000 | 8,572,000 | 8,579,000 | 8,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 960,000 | 1,906,000 | 2,926,000 | 3,886,000 |
| Interest expense | 317,000 | 626,000 | 929,000 | 1,236,000 |
| Net interest income | 643,000 | 1,280,000 | 1,997,000 | 2,650,000 |
| Noninterest income | 60,000 | 138,000 | 168,000 | 180,000 |
| Noninterest expense | 324,000 | 623,000 | 946,000 | 1,215,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 379,000 | 795,000 | 1,219,000 | 1,615,000 |
| Income tax | 21,000 | 35,000 | 49,000 | 63,000 |
| Net income | 358,000 | 760,000 | 1,170,000 | 1,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,528,000 | 8,572,000 | 8,579,000 | 8,552,000 |
| Total capital | 9,003,000 | 9,058,000 | 9,071,000 | 9,045,000 |
| Risk-weighted assets | 37,592,000 | 38,451,000 | 38,982,000 | 39,013,000 |