Call reports 2012
FIRST FEDERAL SAVINGS AND LOAN BANK — 2012
What FIRST FEDERAL SAVINGS AND LOAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 64,567,000 | 65,924,000 | 65,808,000 | 64,689,000 |
| Total loans | 51,800,000 | 50,822,000 | 50,660,000 | 51,384,000 |
| Allowance for loan losses | 1,062,000 | 1,049,000 | 963,000 | 897,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,288,000 | 48,767,000 | 48,774,000 | 47,900,000 |
| Interest-bearing deposits | 46,955,000 | 48,455,000 | 48,154,000 | 47,782,000 |
| Noninterest-bearing deposits | 333,000 | 312,000 | 620,000 | 118,000 |
| Equity capital | 8,006,000 | 8,277,000 | 8,319,000 | 8,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 941,000 | 1,921,000 | 2,861,000 | 3,909,000 |
| Interest expense | 329,000 | 656,000 | 985,000 | 1,311,000 |
| Net interest income | 612,000 | 1,265,000 | 1,876,000 | 2,598,000 |
| Noninterest income | -43,000 | -2,000 | 30,000 | 76,000 |
| Noninterest expense | 316,000 | 635,000 | 977,000 | 1,310,000 |
| Provision for loan losses | 90,000 | 75,000 | 75,000 | 75,000 |
| Pretax income | 163,000 | 553,000 | 854,000 | 1,289,000 |
| Income tax | 6,000 | 15,000 | 24,000 | 33,000 |
| Net income | 157,000 | 538,000 | 830,000 | 1,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,006,000 | 8,277,000 | 8,319,000 | 8,550,000 |
| Total capital | 8,518,000 | 8,772,000 | 8,776,000 | 9,001,000 |
| Risk-weighted assets | 40,444,000 | 39,054,000 | 36,026,000 | 35,626,000 |