Call reports 2026
BEACON COMMUNITY BANK — 2026
What BEACON COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 971,723,000 | 982,303,000 |
| Total loans | 856,414,000 | 869,078,000 |
| Allowance for loan losses | 8,601,000 | 8,691,000 |
| Securities available for sale | 26,530,000 | 26,059,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 762,853,000 | 793,354,000 |
| Interest-bearing deposits | 673,593,000 | 690,626,000 |
| Noninterest-bearing deposits | 89,260,000 | 102,728,000 |
| Equity capital | 77,298,000 | 78,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,673,000 | 25,890,000 |
| Interest expense | 6,800,000 | 13,725,000 |
| Net interest income | 5,873,000 | 12,165,000 |
| Noninterest income | 306,000 | 855,000 |
| Noninterest expense | 4,337,000 | 9,367,000 |
| Provision for loan losses | 163,000 | 514,000 |
| Pretax income | 1,679,000 | 3,139,000 |
| Income tax | 414,000 | 849,000 |
| Net income | 1,265,000 | 2,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 80,399,000 | 81,424,000 |
| Total capital | 89,314,000 | 90,429,000 |
| Risk-weighted assets | 750,031,000 | 752,631,000 |