Call report 2023Q4
BEACON COMMUNITY BANK — 2023Q4
The 22 measures BEACON COMMUNITY BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 652,485,000 | USD | evidence → |
| Total loans | 569,401,000 | USD | evidence → |
| Allowance for loan losses | 5,569,000 | USD | evidence → |
| Securities available for sale | 30,896,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 512,745,000 | USD | evidence → |
| Interest-bearing deposits | 446,809,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,936,000 | USD | evidence → |
| Equity capital | 49,266,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,932,000 | USD | evidence → |
| Interest expense | 12,900,000 | USD | evidence → |
| Net interest income | 14,032,000 | USD | evidence → |
| Noninterest income | 684,000 | USD | evidence → |
| Noninterest expense | 12,454,000 | USD | evidence → |
| Provision for loan losses | 323,000 | USD | evidence → |
| Pretax income | 1,939,000 | USD | evidence → |
| Income tax | 482,000 | USD | evidence → |
| Net income | 1,457,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,485,000 | USD | evidence → |
| Total capital | 59,054,000 | USD | evidence → |
| Risk-weighted assets | 526,778,000 | USD | evidence → |