Call reports 2025
MINDEN EXCHANGE BANK & TRUST COMPANY — 2025
What MINDEN EXCHANGE BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 193,430,000 | 192,001,000 | 197,937,000 | 190,027,000 |
| Total loans | 91,938,000 | 100,945,000 | 112,027,000 | 107,796,000 |
| Allowance for loan losses | 2,093,000 | 2,188,000 | 1,945,000 | 1,346,000 |
| Securities available for sale | 78,708,000 | 80,004,000 | 76,120,000 | 68,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,409,000 | 146,250,000 | 138,688,000 | 142,225,000 |
| Interest-bearing deposits | 121,556,000 | 121,159,000 | 115,375,000 | 113,466,000 |
| Noninterest-bearing deposits | 27,853,000 | 25,091,000 | 23,313,000 | 28,759,000 |
| Equity capital | 36,387,000 | 37,570,000 | 37,014,000 | 37,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,203,000 | 4,446,000 | 7,120,000 | 9,657,000 |
| Interest expense | 537,000 | 1,097,000 | 1,676,000 | 2,258,000 |
| Net interest income | 1,666,000 | 3,349,000 | 5,444,000 | 7,399,000 |
| Noninterest income | 161,000 | 306,000 | 458,000 | 604,000 |
| Noninterest expense | 848,000 | 1,712,000 | 2,548,000 | 4,341,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 979,000 | 1,943,000 | 3,354,000 | 3,662,000 |
| Income tax | 177,000 | 354,000 | 531,000 | 705,000 |
| Net income | 802,000 | 1,589,000 | 2,823,000 | 2,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,284,000 | 40,072,000 | 38,985,000 | 39,120,000 |