Call reports 2022
MINDEN EXCHANGE BANK & TRUST COMPANY — 2022
What MINDEN EXCHANGE BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 200,796,000 | 189,374,000 | 183,757,000 | 185,854,000 |
| Total loans | 77,819,000 | 84,160,000 | 94,400,000 | 88,494,000 |
| Allowance for loan losses | 2,117,000 | 2,118,000 | 2,115,000 | 2,107,000 |
| Securities available for sale | 74,105,000 | 77,698,000 | 78,391,000 | 79,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,895,000 | 144,731,000 | 141,421,000 | 137,737,000 |
| Interest-bearing deposits | 119,199,000 | 111,446,000 | 109,101,000 | 109,614,000 |
| Noninterest-bearing deposits | 35,696,000 | 33,285,000 | 32,320,000 | 28,123,000 |
| Equity capital | 29,156,000 | 28,157,000 | 26,398,000 | 27,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,159,000 | 2,404,000 | 3,901,000 | 5,619,000 |
| Interest expense | 91,000 | 184,000 | 271,000 | 392,000 |
| Net interest income | 1,068,000 | 2,220,000 | 3,630,000 | 5,227,000 |
| Noninterest income | 124,000 | 265,000 | 405,000 | 553,000 |
| Noninterest expense | 730,000 | 1,386,000 | 2,053,000 | 3,232,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 462,000 | 1,099,000 | 1,982,000 | 2,548,000 |
| Income tax | 94,000 | 187,000 | 281,000 | 503,000 |
| Net income | 368,000 | 912,000 | 1,701,000 | 2,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,548,000 | 33,169,000 | 33,559,000 | 33,904,000 |