Call reports 2021
MINDEN EXCHANGE BANK & TRUST COMPANY — 2021
What MINDEN EXCHANGE BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 177,438,000 | 174,876,000 | 171,440,000 | 177,484,000 |
| Total loans | 86,009,000 | 87,749,000 | 92,219,000 | 88,068,000 |
| Allowance for loan losses | 2,049,000 | 2,057,000 | 2,059,000 | 2,059,000 |
| Securities available for sale | 55,471,000 | 54,647,000 | 56,528,000 | 67,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,685,000 | 127,197,000 | 124,061,000 | 129,948,000 |
| Interest-bearing deposits | 104,756,000 | 103,326,000 | 101,565,000 | 101,956,000 |
| Noninterest-bearing deposits | 25,929,000 | 23,871,000 | 22,496,000 | 27,992,000 |
| Equity capital | 31,534,000 | 32,000,000 | 32,065,000 | 32,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,332,000 | 2,604,000 | 3,843,000 | 5,088,000 |
| Interest expense | 95,000 | 189,000 | 281,000 | 373,000 |
| Net interest income | 1,237,000 | 2,415,000 | 3,562,000 | 4,715,000 |
| Noninterest income | 110,000 | 246,000 | 381,000 | 553,000 |
| Noninterest expense | 779,000 | 1,673,000 | 2,439,000 | 3,131,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 568,000 | 988,000 | 1,504,000 | 2,137,000 |
| Income tax | 93,000 | 187,000 | 281,000 | 289,000 |
| Net income | 475,000 | 801,000 | 1,223,000 | 1,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,450,000 | 31,774,000 | 31,875,000 | 32,501,000 |