Call reports 2019
MINDEN EXCHANGE BANK & TRUST COMPANY — 2019
What MINDEN EXCHANGE BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 145,197,000 | 142,585,000 | 144,722,000 | 139,710,000 |
| Total loans | 91,534,000 | 93,802,000 | 99,017,000 | 95,071,000 |
| Allowance for loan losses | 2,018,000 | 2,018,000 | 2,016,000 | 2,016,000 |
| Securities available for sale | 41,449,000 | 40,760,000 | 38,241,000 | 34,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,006,000 | 106,613,000 | 100,653,000 | 102,182,000 |
| Interest-bearing deposits | 88,909,000 | 87,606,000 | 83,603,000 | 82,868,000 |
| Noninterest-bearing deposits | 20,097,000 | 19,007,000 | 17,050,000 | 19,314,000 |
| Equity capital | 27,545,000 | 28,257,000 | 28,671,000 | 29,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,394,000 | 2,827,000 | 4,296,000 | 5,744,000 |
| Interest expense | 138,000 | 274,000 | 419,000 | 579,000 |
| Net interest income | 1,256,000 | 2,553,000 | 3,877,000 | 5,165,000 |
| Noninterest income | 87,000 | 210,000 | 338,000 | 927,000 |
| Noninterest expense | 793,000 | 1,607,000 | 2,311,000 | 3,004,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 550,000 | 1,156,000 | 1,904,000 | 3,075,000 |
| Income tax | 114,000 | 228,000 | 342,000 | 332,000 |
| Net income | 436,000 | 928,000 | 1,562,000 | 2,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,819,000 | 28,312,000 | 28,624,000 | 29,805,000 |
| Total capital | 29,204,000 | 29,746,000 | 30,089,000 | 31,214,000 |
| Risk-weighted assets | 110,137,000 | 114,165,000 | 116,725,000 | 112,179,000 |