Call reports 2018
MINDEN EXCHANGE BANK & TRUST COMPANY — 2018
What MINDEN EXCHANGE BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 148,491,000 | 145,433,000 | 148,551,000 | 143,125,000 |
| Total loans | 84,705,000 | 90,984,000 | 97,548,000 | 92,432,000 |
| Allowance for loan losses | 1,913,000 | 1,987,000 | 2,015,000 | 2,018,000 |
| Securities available for sale | 48,939,000 | 47,817,000 | 44,101,000 | 42,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,413,000 | 112,633,000 | 102,522,000 | 105,156,000 |
| Interest-bearing deposits | 92,219,000 | 92,275,000 | 86,542,000 | 85,453,000 |
| Noninterest-bearing deposits | 19,194,000 | 20,358,000 | 15,980,000 | 19,703,000 |
| Equity capital | 25,651,000 | 26,765,000 | 26,219,000 | 27,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,709,000 | 4,128,000 | 5,565,000 |
| Interest expense | 67,000 | 130,000 | 238,000 | 404,000 |
| Net interest income | 1,238,000 | 2,579,000 | 3,890,000 | 5,161,000 |
| Noninterest income | 93,000 | 205,000 | 369,000 | 498,000 |
| Noninterest expense | 772,000 | 1,551,000 | 2,309,000 | 3,122,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 560,000 | 1,233,000 | 1,832,000 | 2,419,000 |
| Income tax | 114,000 | 0 | 342,000 | 268,000 |
| Net income | 446,000 | 1,233,000 | 1,490,000 | 2,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,321,000 | 26,029,000 | 27,044,000 | 27,705,000 |
| Total capital | 27,654,000 | 27,342,000 | 28,501,000 | 29,104,000 |
| Risk-weighted assets | 106,073,000 | 110,968,000 | 115,978,000 | 111,295,000 |