Call reports 2017
MINDEN EXCHANGE BANK & TRUST COMPANY — 2017
What MINDEN EXCHANGE BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 152,179,000 | 145,162,000 | 142,251,000 | 143,635,000 |
| Total loans | 81,638,000 | 86,220,000 | 90,778,000 | 87,329,000 |
| Allowance for loan losses | 1,908,000 | 1,909,000 | 1,906,000 | 1,907,000 |
| Securities available for sale | 60,724,000 | 50,463,000 | 45,337,000 | 46,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,269,000 | 107,971,000 | 104,643,000 | 105,259,000 |
| Interest-bearing deposits | 95,183,000 | 91,420,000 | 88,678,000 | 86,422,000 |
| Noninterest-bearing deposits | 19,086,000 | 16,551,000 | 15,965,000 | 18,837,000 |
| Equity capital | 24,836,000 | 25,553,000 | 25,760,000 | 25,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,262,000 | 2,568,000 | 3,901,000 | 5,225,000 |
| Interest expense | 44,000 | 104,000 | 163,000 | 225,000 |
| Net interest income | 1,218,000 | 2,464,000 | 3,738,000 | 5,000,000 |
| Noninterest income | 103,000 | 234,000 | 362,000 | 503,000 |
| Noninterest expense | 767,000 | 1,528,000 | 2,217,000 | 3,051,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 554,000 | 1,183,000 | 1,918,000 | 2,487,000 |
| Income tax | 114,000 | 228,000 | 342,000 | 521,000 |
| Net income | 440,000 | 955,000 | 1,576,000 | 1,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,992,000 | 25,507,000 | 25,807,000 | 26,197,000 |
| Total capital | 26,320,000 | 26,845,000 | 27,174,000 | 27,545,000 |
| Risk-weighted assets | 105,623,000 | 106,475,000 | 108,810,000 | 107,259,000 |