Call reports 2016
MINDEN EXCHANGE BANK & TRUST COMPANY — 2016
What MINDEN EXCHANGE BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 156,764,000 | 153,262,000 | 147,552,000 | 146,978,000 |
| Total loans | 78,413,000 | 81,212,000 | 86,457,000 | 82,287,000 |
| Allowance for loan losses | 1,881,000 | 1,883,000 | 1,895,000 | 1,929,000 |
| Securities available for sale | 65,369,000 | 62,856,000 | 53,949,000 | 52,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,433,000 | 112,303,000 | 107,374,000 | 107,040,000 |
| Interest-bearing deposits | 98,572,000 | 94,990,000 | 92,364,000 | 17,686,000 |
| Noninterest-bearing deposits | 17,861,000 | 17,313,000 | 15,010,000 | 89,354,000 |
| Equity capital | 23,814,000 | 24,477,000 | 24,644,000 | 24,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,226,000 | 2,478,000 | 3,745,000 | 4,978,000 |
| Interest expense | 47,000 | 94,000 | 140,000 | 184,000 |
| Net interest income | 1,179,000 | 2,384,000 | 3,605,000 | 4,794,000 |
| Noninterest income | 99,000 | 225,000 | 366,000 | 509,000 |
| Noninterest expense | 743,000 | 1,477,000 | 2,288,000 | 3,012,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 621,000 | 1,218,000 | 1,826,000 | 2,453,000 |
| Income tax | 114,000 | 228,000 | 342,000 | 511,000 |
| Net income | 507,000 | 990,000 | 1,484,000 | 1,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,636,000 | 24,179,000 | 24,416,000 | 24,874,000 |
| Total capital | 24,940,000 | 25,509,000 | 25,766,000 | 26,197,000 |
| Risk-weighted assets | 103,778,000 | 105,829,000 | 107,471,000 | 105,236,000 |