Call reports 2015
MINDEN EXCHANGE BANK & TRUST COMPANY — 2015
What MINDEN EXCHANGE BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 160,451,000 | 148,145,000 | 150,373,000 | 154,592,000 |
| Total loans | 70,853,000 | 72,735,000 | 77,358,000 | 79,482,000 |
| Allowance for loan losses | 1,898,000 | 1,883,000 | 1,900,000 | 1,882,000 |
| Securities available for sale | 69,729,000 | 68,164,000 | 67,514,000 | 63,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,830,000 | 115,036,000 | 115,182,000 | 115,282,000 |
| Interest-bearing deposits | 106,139,000 | 98,420,000 | 95,487,000 | 95,239,000 |
| Noninterest-bearing deposits | 20,691,000 | 16,616,000 | 19,695,000 | 20,043,000 |
| Equity capital | 22,481,000 | 22,422,000 | 22,920,000 | 23,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,295,000 | 3,503,000 | 4,731,000 |
| Interest expense | 48,000 | 94,000 | 141,000 | 188,000 |
| Net interest income | 1,083,000 | 2,201,000 | 3,362,000 | 4,543,000 |
| Noninterest income | 122,000 | 260,000 | 390,000 | 535,000 |
| Noninterest expense | 748,000 | 1,578,000 | 2,297,000 | 2,927,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 460,000 | 929,000 | 1,489,000 | 2,214,000 |
| Income tax | 90,000 | 180,000 | 270,000 | 449,000 |
| Net income | 370,000 | 749,000 | 1,219,000 | 1,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,761,000 | 22,687,000 | 22,900,000 | 23,446,000 |
| Total capital | 23,930,000 | 23,850,000 | 24,165,000 | 24,754,000 |
| Risk-weighted assets | 92,752,000 | 92,340,000 | 100,569,000 | 104,098,000 |