Call reports 2014
MINDEN EXCHANGE BANK & TRUST COMPANY — 2014
What MINDEN EXCHANGE BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 158,142,000 | 147,971,000 | 148,791,000 | 147,797,000 |
| Total loans | 62,291,000 | 68,530,000 | 71,635,000 | 77,784,000 |
| Allowance for loan losses | 2,004,000 | 1,999,000 | 1,997,000 | 1,882,000 |
| Securities available for sale | 77,450,000 | 72,696,000 | 67,936,000 | 62,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,462,000 | 116,277,000 | 116,249,000 | 114,217,000 |
| Interest-bearing deposits | 103,835,000 | 98,515,000 | 96,705,000 | 95,236,000 |
| Noninterest-bearing deposits | 22,627,000 | 17,762,000 | 19,544,000 | 18,981,000 |
| Equity capital | 20,342,000 | 21,133,000 | 21,457,000 | 22,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,044,000 | 2,189,000 | 3,401,000 | 4,590,000 |
| Interest expense | 58,000 | 112,000 | 162,000 | 210,000 |
| Net interest income | 986,000 | 2,077,000 | 3,239,000 | 4,380,000 |
| Noninterest income | 117,000 | 323,000 | 460,000 | 614,000 |
| Noninterest expense | 724,000 | 1,487,000 | 2,192,000 | 2,950,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 379,000 | 947,000 | 1,495,000 | 2,120,000 |
| Income tax | 75,000 | 150,000 | 270,000 | 437,000 |
| Net income | 304,000 | 797,000 | 1,225,000 | 1,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,073,000 | 21,566,000 | 21,737,000 | 22,195,000 |
| Total capital | 22,154,000 | 22,686,000 | 22,854,000 | 23,405,000 |
| Risk-weighted assets | 85,535,000 | 88,729,000 | 91,491,000 | 96,104,000 |