Call reports 2013
MINDEN EXCHANGE BANK & TRUST COMPANY — 2013
What MINDEN EXCHANGE BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 166,791,000 | 149,057,000 | 143,035,000 | 152,433,000 |
| Total loans | 54,625,000 | 60,965,000 | 66,397,000 | 69,650,000 |
| Allowance for loan losses | 1,976,000 | 1,980,000 | 2,004,000 | 1,998,000 |
| Securities available for sale | 85,011,000 | 78,713,000 | 69,107,000 | 66,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,587,000 | 120,815,000 | 115,737,000 | 117,531,000 |
| Interest-bearing deposits | 111,198,000 | 100,699,000 | 93,815,000 | 22,683,000 |
| Noninterest-bearing deposits | 25,389,000 | 20,116,000 | 21,922,000 | 94,848,000 |
| Equity capital | 21,099,000 | 19,474,000 | 19,198,000 | 19,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 991,000 | 2,043,000 | 3,110,000 | 4,296,000 |
| Interest expense | 94,000 | 173,000 | 244,000 | 309,000 |
| Net interest income | 897,000 | 1,870,000 | 2,866,000 | 3,987,000 |
| Noninterest income | 117,000 | 369,000 | 520,000 | 679,000 |
| Noninterest expense | 767,000 | 1,550,000 | 2,235,000 | 3,036,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 247,000 | 672,000 | 1,210,000 | 1,818,000 |
| Income tax | 75,000 | 150,000 | 225,000 | 320,000 |
| Net income | 172,000 | 522,000 | 985,000 | 1,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,518,000 | 20,243,000 | 20,513,000 | 21,026,000 |
| Total capital | 21,553,000 | 21,309,000 | 21,607,000 | 22,175,000 |
| Risk-weighted assets | 81,848,000 | 84,395,000 | 86,634,000 | 91,160,000 |