Call reports 2012
MINDEN EXCHANGE BANK & TRUST COMPANY — 2012
What MINDEN EXCHANGE BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 156,020,000 | 146,477,000 | 143,853,000 | 148,122,000 |
| Total loans | 56,541,000 | 62,398,000 | 64,718,000 | 61,552,000 |
| Allowance for loan losses | 1,916,000 | 1,915,000 | 1,918,000 | 1,969,000 |
| Securities available for sale | 69,970,000 | 77,594,000 | 67,027,000 | 74,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,321,000 | 117,937,000 | 115,593,000 | 121,125,000 |
| Interest-bearing deposits | 107,429,000 | 101,509,000 | 95,389,000 | 97,787,000 |
| Noninterest-bearing deposits | 19,892,000 | 16,428,000 | 20,204,000 | 23,338,000 |
| Equity capital | 20,141,000 | 20,715,000 | 21,074,000 | 21,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,137,000 | 2,322,000 | 3,506,000 | 4,597,000 |
| Interest expense | 180,000 | 339,000 | 482,000 | 602,000 |
| Net interest income | 957,000 | 1,983,000 | 3,024,000 | 3,995,000 |
| Noninterest income | 221,000 | 348,000 | 377,000 | 538,000 |
| Noninterest expense | 790,000 | 1,519,000 | 2,157,000 | 2,916,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 388,000 | 827,000 | 1,406,000 | 1,765,000 |
| Income tax | 162,000 | 294,000 | 346,000 | 353,000 |
| Net income | 226,000 | 533,000 | 1,060,000 | 1,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,568,000 | 19,875,000 | 20,201,000 | 20,553,000 |
| Total capital | 20,558,000 | 20,905,000 | 21,249,000 | 21,586,000 |
| Risk-weighted assets | 78,296,000 | 81,476,000 | 82,951,000 | 81,734,000 |