Call reports 2011
MINDEN EXCHANGE BANK & TRUST COMPANY — 2011
What MINDEN EXCHANGE BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 138,963,000 | 135,714,000 | 132,134,000 | 136,329,000 |
| Total loans | 63,497,000 | 65,321,000 | 68,776,000 | 57,407,000 |
| Allowance for loan losses | 1,814,000 | 1,891,000 | 1,892,000 | 1,891,000 |
| Securities available for sale | 61,229,000 | 60,365,000 | 55,521,000 | 63,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,585,000 | 108,635,000 | 105,047,000 | 108,826,000 |
| Interest-bearing deposits | 98,449,000 | 95,718,000 | 92,989,000 | 92,492,000 |
| Noninterest-bearing deposits | 12,136,000 | 12,917,000 | 12,058,000 | 16,334,000 |
| Equity capital | 18,729,000 | 19,535,000 | 20,059,000 | 20,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,654,000 | 4,004,000 | 5,278,000 |
| Interest expense | 272,000 | 522,000 | 763,000 | 972,000 |
| Net interest income | 1,020,000 | 2,132,000 | 3,241,000 | 4,306,000 |
| Noninterest income | 120,000 | 384,000 | 519,000 | 634,000 |
| Noninterest expense | 767,000 | 1,529,000 | 2,242,000 | 2,915,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 387,000 | 1,007,000 | 1,569,000 | 2,076,000 |
| Income tax | 132,000 | 264,000 | 396,000 | 648,000 |
| Net income | 255,000 | 743,000 | 1,173,000 | 1,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,173,000 | 18,661,000 | 18,924,000 | 19,542,000 |
| Total capital | 19,184,000 | 19,695,000 | 19,985,000 | 20,497,000 |
| Risk-weighted assets | 80,108,000 | 81,823,000 | 84,060,000 | 75,488,000 |