Call reports 2010
MINDEN EXCHANGE BANK & TRUST COMPANY — 2010
What MINDEN EXCHANGE BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 132,270,000 | 127,780,000 | 129,759,000 | 132,075,000 |
| Total loans | 59,515,000 | 65,254,000 | 68,424,000 | 64,591,000 |
| Allowance for loan losses | 1,790,000 | 1,772,000 | 1,813,000 | 1,806,000 |
| Securities available for sale | 56,119,000 | 53,253,000 | 48,836,000 | 51,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,464,000 | 102,153,000 | 100,395,000 | 103,961,000 |
| Interest-bearing deposits | 93,428,000 | 91,230,000 | 89,298,000 | 90,115,000 |
| Noninterest-bearing deposits | 13,036,000 | 10,923,000 | 11,097,000 | 13,846,000 |
| Equity capital | 17,994,000 | 18,609,000 | 18,960,000 | 18,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,357,000 | 2,743,000 | 4,163,000 | 5,530,000 |
| Interest expense | 405,000 | 769,000 | 1,120,000 | 1,419,000 |
| Net interest income | 952,000 | 1,974,000 | 3,043,000 | 4,111,000 |
| Noninterest income | 269,000 | 465,000 | 619,000 | 787,000 |
| Noninterest expense | 780,000 | 1,525,000 | 2,200,000 | 3,168,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 404,000 | 982,000 | 1,533,000 | 1,801,000 |
| Income tax | 117,000 | 234,000 | 366,000 | 553,000 |
| Net income | 287,000 | 748,000 | 1,167,000 | 1,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,509,000 | 17,009,000 | 17,295,000 | 18,052,000 |
| Total capital | 16,467,000 | 17,952,000 | 18,220,000 | 19,059,000 |
| Risk-weighted assets | 75,785,000 | 79,609,000 | 82,536,000 | 79,798,000 |