Call reports 2009
MINDEN EXCHANGE BANK & TRUST COMPANY — 2009
What MINDEN EXCHANGE BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 127,378,000 | 124,775,000 | 124,585,000 | 128,445,000 |
| Total loans | 65,109,000 | 69,723,000 | 73,481,000 | 64,594,000 |
| Allowance for loan losses | 2,233,000 | 2,241,000 | 2,223,000 | 1,942,000 |
| Securities available for sale | 51,036,000 | 40,945,000 | 42,883,000 | 43,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,578,000 | 100,095,000 | 98,485,000 | 103,443,000 |
| Interest-bearing deposits | 91,756,000 | 89,410,000 | 88,444,000 | 91,147,000 |
| Noninterest-bearing deposits | 10,822,000 | 10,685,000 | 10,041,000 | 12,296,000 |
| Equity capital | 17,098,000 | 17,569,000 | 17,900,000 | 17,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,644,000 | 3,345,000 | 5,039,000 | 6,693,000 |
| Interest expense | 560,000 | 1,054,000 | 1,532,000 | 1,994,000 |
| Net interest income | 1,084,000 | 2,291,000 | 3,507,000 | 4,699,000 |
| Noninterest income | 52,000 | 115,000 | 178,000 | 281,000 |
| Noninterest expense | 665,000 | 1,423,000 | 2,180,000 | 3,012,000 |
| Provision for loan losses | 75,000 | 100,000 | 140,000 | 75,000 |
| Pretax income | 403,000 | 886,000 | 1,368,000 | 1,896,000 |
| Income tax | 21,000 | 60,000 | 90,000 | 630,000 |
| Net income | 382,000 | 826,000 | 1,278,000 | 1,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,807,000 | 15,250,000 | 15,569,000 | 16,397,000 |
| Total capital | 15,820,000 | 16,304,000 | 16,657,000 | 17,406,000 |
| Risk-weighted assets | 79,829,000 | 83,167,000 | 85,923,000 | 79,824,000 |