Call reports 2002
MINDEN EXCHANGE BANK & TRUST COMPANY — 2002
What MINDEN EXCHANGE BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 131,251,000 | 129,997,000 | 133,006,000 | 133,935,000 |
| Total loans | 86,204,000 | 88,955,000 | 94,159,000 | 87,740,000 |
| Allowance for loan losses | 2,000,000 | 2,190,000 | 2,328,000 | 2,321,000 |
| Securities available for sale | 30,122,000 | 28,634,000 | 23,277,000 | 26,336,000 |
| Securities held to maturity | 5,575,000 | 5,380,000 | 5,515,000 | 5,514,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,801,000 | 106,820,000 | 109,354,000 | 109,761,000 |
| Interest-bearing deposits | 102,142,000 | 100,288,000 | 102,486,000 | 101,332,000 |
| Noninterest-bearing deposits | 6,659,000 | 6,532,000 | 6,868,000 | 8,429,000 |
| Equity capital | 20,300,000 | 21,245,000 | 21,714,000 | 22,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,067,000 | 4,365,000 | 6,702,000 | 8,828,000 |
| Interest expense | 1,017,000 | 1,949,000 | 2,847,000 | 3,697,000 |
| Net interest income | 1,050,000 | 2,416,000 | 3,855,000 | 5,131,000 |
| Noninterest income | 45,000 | 92,000 | 139,000 | 222,000 |
| Noninterest expense | 471,000 | 1,021,000 | 1,581,000 | 2,176,000 |
| Provision for loan losses | 391,000 | 641,000 | 791,000 | 941,000 |
| Pretax income | 267,000 | 922,000 | 1,780,000 | 2,393,000 |
| Income tax | 192,000 | 274,000 | 557,000 | 728,000 |
| Net income | 75,000 | 648,000 | 1,223,000 | 1,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,331,000 | 20,904,000 | 21,334,000 | 21,776,000 |
| Total capital | 21,495,000 | 22,097,000 | 22,610,000 | 22,994,000 |
| Risk-weighted assets | 92,280,000 | 94,416,000 | 101,014,000 | 96,348,000 |