Call reports 2001
MINDEN EXCHANGE BANK & TRUST COMPANY — 2001
What MINDEN EXCHANGE BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 121,191,000 | 123,836,000 | 130,053,000 | 131,799,000 |
| Total loans | 80,048,000 | 86,962,000 | 89,026,000 | 84,958,000 |
| Allowance for loan losses | 1,685,000 | 1,860,000 | 2,051,000 | 1,954,000 |
| Securities available for sale | 26,359,000 | 21,908,000 | 22,592,000 | 28,757,000 |
| Securities held to maturity | 5,579,000 | 5,529,000 | 5,313,000 | 5,535,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,751,000 | 101,522,000 | 107,063,000 | 108,919,000 |
| Interest-bearing deposits | 93,706,000 | 95,669,000 | 99,916,000 | 100,304,000 |
| Noninterest-bearing deposits | 6,045,000 | 5,853,000 | 7,147,000 | 8,615,000 |
| Equity capital | 19,544,000 | 19,898,000 | 20,476,000 | 20,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,439,000 | 4,913,000 | 7,446,000 | 9,785,000 |
| Interest expense | 1,256,000 | 2,513,000 | 3,741,000 | 4,888,000 |
| Net interest income | 1,183,000 | 2,400,000 | 3,705,000 | 4,897,000 |
| Noninterest income | 297,000 | 422,000 | 539,000 | 695,000 |
| Noninterest expense | 484,000 | 994,000 | 1,534,000 | 2,078,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 812,000 | 1,514,000 | 2,214,000 | 2,858,000 |
| Income tax | 162,000 | 423,000 | 660,000 | 831,000 |
| Net income | 650,000 | 1,091,000 | 1,554,000 | 2,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,116,000 | 19,557,000 | 19,918,000 | 20,391,000 |
| Total capital | 20,232,000 | 20,739,000 | 21,138,000 | 21,571,000 |
| Risk-weighted assets | 88,657,000 | 93,886,000 | 96,755,000 | 93,733,000 |