Call reports 2009
RIVERVIEW COMMUNITY BANK — 2009
What RIVERVIEW COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 127,337,000 | 111,631,000 | 99,057,000 |
| Total loans | 90,689,000 | 70,943,000 | 66,823,000 |
| Allowance for loan losses | 3,467,000 | 3,777,000 | 3,351,000 |
| Securities available for sale | 15,675,000 | 11,851,000 | 11,404,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 97,777,000 | 84,889,000 | 75,012,000 |
| Interest-bearing deposits | 86,851,000 | 76,374,000 | 69,195,000 |
| Noninterest-bearing deposits | 10,927,000 | 8,515,000 | 5,817,000 |
| Equity capital | 4,846,000 | 2,061,000 | 1,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 1,633,000 | 3,023,000 | 4,295,000 |
| Interest expense | 920,000 | 1,739,000 | 2,478,000 |
| Net interest income | 713,000 | 1,284,000 | 1,817,000 |
| Noninterest income | 74,000 | 223,000 | 303,000 |
| Noninterest expense | 1,233,000 | 2,763,000 | 3,893,000 |
| Provision for loan losses | 621,000 | 2,551,000 | 2,511,000 |
| Pretax income | -1,067,000 | -3,744,000 | -4,221,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -1,067,000 | -3,744,000 | -4,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 4,414,000 | 1,737,000 | 1,260,000 |
| Total capital | 5,655,000 | 2,779,000 | 2,239,000 |
| Risk-weighted assets | 97,085,000 | 80,553,000 | 75,922,000 |