Call reports 2008
RIVERVIEW COMMUNITY BANK — 2008
What RIVERVIEW COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 142,203,000 | 137,139,000 | 131,716,000 | 124,274,000 |
| Total loans | 113,365,000 | 111,140,000 | 107,865,000 | 95,819,000 |
| Allowance for loan losses | 1,703,000 | 2,556,000 | 4,180,000 | 3,201,000 |
| Securities available for sale | 21,882,000 | 18,227,000 | 17,542,000 | 16,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,737,000 | 111,975,000 | 109,537,000 | 105,863,000 |
| Interest-bearing deposits | 104,272,000 | 101,826,000 | 95,408,000 | 93,685,000 |
| Noninterest-bearing deposits | 11,465,000 | 10,149,000 | 14,129,000 | 12,178,000 |
| Equity capital | 12,716,000 | 10,960,000 | 8,681,000 | 5,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,387,000 | 4,588,000 | 6,699,000 | 8,508,000 |
| Interest expense | 1,365,000 | 2,542,000 | 3,619,000 | 4,611,000 |
| Net interest income | 1,022,000 | 2,046,000 | 3,080,000 | 3,897,000 |
| Noninterest income | 98,000 | 213,000 | 483,000 | 214,000 |
| Noninterest expense | 1,051,000 | 2,357,000 | 3,787,000 | 4,867,000 |
| Provision for loan losses | 137,000 | 1,237,000 | 3,582,000 | 7,023,000 |
| Pretax income | -68,000 | -1,335,000 | -3,806,000 | -7,779,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -68,000 | -1,335,000 | -3,806,000 | -7,779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,467,000 | 11,201,000 | 8,729,000 | 5,481,000 |
| Total capital | 13,947,000 | 12,231,000 | 10,112,000 | 6,777,000 |
| Risk-weighted assets | 117,390,000 | 113,461,000 | 107,849,000 | 101,781,000 |