Call reports 2007
RIVERVIEW COMMUNITY BANK — 2007
What RIVERVIEW COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 144,095,000 | 146,130,000 | 146,889,000 | 142,632,000 |
| Total loans | 114,434,000 | 117,709,000 | 115,768,000 | 115,051,000 |
| Allowance for loan losses | 1,555,000 | 1,608,000 | 1,645,000 | 1,582,000 |
| Securities available for sale | 21,631,000 | 21,649,000 | 22,717,000 | 21,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,437,000 | 122,971,000 | 123,506,000 | 119,083,000 |
| Interest-bearing deposits | 107,842,000 | 111,114,000 | 113,420,000 | 106,710,000 |
| Noninterest-bearing deposits | 12,595,000 | 11,857,000 | 10,086,000 | 12,373,000 |
| Equity capital | 12,369,000 | 12,225,000 | 12,524,000 | 12,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,671,000 | 5,402,000 | 8,122,000 | 10,834,000 |
| Interest expense | 1,414,000 | 2,873,000 | 4,401,000 | 5,879,000 |
| Net interest income | 1,257,000 | 2,529,000 | 3,721,000 | 4,955,000 |
| Noninterest income | 130,000 | 269,000 | 401,000 | 503,000 |
| Noninterest expense | 1,130,000 | 2,352,000 | 3,510,000 | 4,590,000 |
| Provision for loan losses | 115,000 | 211,000 | 281,000 | 479,000 |
| Pretax income | 142,000 | 235,000 | 331,000 | 389,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 142,000 | 235,000 | 331,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,360,000 | 12,461,000 | 12,547,000 | 12,607,000 |
| Total capital | 13,785,000 | 13,956,000 | 14,043,000 | 14,064,000 |
| Risk-weighted assets | 117,833,000 | 118,742,000 | 118,765,000 | 115,645,000 |