Call reports 2006
RIVERVIEW COMMUNITY BANK — 2006
What RIVERVIEW COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 134,603,000 | 141,028,000 | 146,509,000 | 146,879,000 |
| Total loans | 112,151,000 | 116,554,000 | 114,459,000 | 114,385,000 |
| Allowance for loan losses | 1,155,000 | 1,469,000 | 1,519,000 | 1,555,000 |
| Securities available for sale | 10,424,000 | 13,094,000 | 15,446,000 | 22,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,830,000 | 123,416,000 | 127,180,000 | 127,604,000 |
| Interest-bearing deposits | 103,343,000 | 110,336,000 | 114,711,000 | 112,603,000 |
| Noninterest-bearing deposits | 13,487,000 | 13,080,000 | 12,469,000 | 15,001,000 |
| Equity capital | 12,084,000 | 11,874,000 | 12,167,000 | 12,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,349,000 | 4,930,000 | 7,637,000 | 10,472,000 |
| Interest expense | 1,043,000 | 2,251,000 | 3,610,000 | 5,035,000 |
| Net interest income | 1,306,000 | 2,679,000 | 4,027,000 | 5,437,000 |
| Noninterest income | 205,000 | 387,000 | 586,000 | 706,000 |
| Noninterest expense | 1,397,000 | 2,760,000 | 4,173,000 | 5,524,000 |
| Provision for loan losses | 25,000 | 356,000 | 406,000 | 528,000 |
| Pretax income | 89,000 | -50,000 | 34,000 | 91,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | -50,000 | 34,000 | 91,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,165,000 | 12,026,000 | 12,159,000 | 12,217,000 |
| Total capital | 13,320,000 | 13,495,000 | 13,647,000 | 13,696,000 |
| Risk-weighted assets | 115,804,000 | 117,714,000 | 118,240,000 | 117,492,000 |