Call reports 2003
RIVERVIEW COMMUNITY BANK — 2003
What RIVERVIEW COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 6,890,000 | 20,547,000 | 32,572,000 | 43,073,000 |
| Total loans | 980,000 | 12,265,000 | 19,560,000 | 31,617,000 |
| Allowance for loan losses | 0 | 145,000 | 190,000 | 300,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,496,000 | 5,021,000 | 5,294,000 | 4,729,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,642,000 | 16,136,000 | 28,220,000 | 38,205,000 |
| Interest-bearing deposits | 1,735,000 | 12,270,000 | 22,587,000 | 29,218,000 |
| Noninterest-bearing deposits | 907,000 | 3,866,000 | 5,633,000 | 8,987,000 |
| Equity capital | 4,248,000 | 4,291,000 | 4,172,000 | 4,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,000 | 164,000 | 604,000 | 1,238,000 |
| Interest expense | 0 | 82,000 | 227,000 | 412,000 |
| Net interest income | 6,000 | 82,000 | 377,000 | 826,000 |
| Noninterest income | 5,000 | 407,000 | 874,000 | 1,207,000 |
| Noninterest expense | 113,000 | 703,000 | 1,539,000 | 2,356,000 |
| Provision for loan losses | 0 | 145,000 | 190,000 | 300,000 |
| Pretax income | -102,000 | -359,000 | -478,000 | -623,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -102,000 | -359,000 | -478,000 | -623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,248,000 | 4,291,000 | 4,172,000 | 4,177,000 |
| Total capital | 4,248,000 | 4,436,000 | 4,362,000 | 4,477,000 |
| Risk-weighted assets | 1,747,000 | 11,506,000 | 20,468,000 | 30,425,000 |