Call reports 2025
HENDRICKS COUNTY BANK AND TRUST COMPANY — 2025
What HENDRICKS COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 234,379,000 | 230,055,000 | 234,515,000 | 235,158,000 |
| Total loans | 133,486,000 | 134,749,000 | 140,359,000 | 141,495,000 |
| Allowance for loan losses | 1,609,000 | 1,635,000 | 2,165,000 | 1,782,000 |
| Securities available for sale | 67,416,000 | 67,307,000 | 67,814,000 | 65,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,777,000 | 211,350,000 | 214,873,000 | 214,934,000 |
| Interest-bearing deposits | 156,728,000 | 156,279,000 | 156,270,000 | 156,241,000 |
| Noninterest-bearing deposits | 59,049,000 | 55,071,000 | 58,603,000 | 58,693,000 |
| Equity capital | 17,982,000 | 18,165,000 | 19,103,000 | 19,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,768,000 | 5,586,000 | 8,594,000 | 11,714,000 |
| Interest expense | 711,000 | 1,397,000 | 2,138,000 | 2,925,000 |
| Net interest income | 2,057,000 | 4,189,000 | 6,456,000 | 8,789,000 |
| Noninterest income | 226,000 | 474,000 | 721,000 | 1,033,000 |
| Noninterest expense | 1,989,000 | 3,937,000 | 5,939,000 | 8,029,000 |
| Provision for loan losses | 28,000 | 659,000 | 1,190,000 | 1,191,000 |
| Pretax income | 265,000 | 66,000 | 17,000 | 454,000 |
| Income tax | 76,000 | 0 | 14,000 | 126,000 |
| Net income | 189,000 | 66,000 | 3,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,795,000 | 22,671,000 | 22,608,000 | 22,889,000 |