Call reports 2024
HENDRICKS COUNTY BANK AND TRUST COMPANY — 2024
What HENDRICKS COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 237,689,000 | 236,462,000 | 229,246,000 | 231,038,000 |
| Total loans | 123,341,000 | 122,451,000 | 128,715,000 | 134,687,000 |
| Allowance for loan losses | 1,478,000 | 1,483,000 | 1,517,000 | 1,588,000 |
| Securities available for sale | 72,312,000 | 72,164,000 | 70,565,000 | 69,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,643,000 | 209,661,000 | 210,711,000 | 213,533,000 |
| Interest-bearing deposits | 148,633,000 | 149,539,000 | 149,926,000 | 152,725,000 |
| Noninterest-bearing deposits | 63,010,000 | 60,122,000 | 60,785,000 | 60,808,000 |
| Equity capital | 15,409,000 | 16,109,000 | 18,045,000 | 17,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,546,000 | 5,312,000 | 7,999,000 | 10,760,000 |
| Interest expense | 734,000 | 1,598,000 | 2,437,000 | 3,255,000 |
| Net interest income | 1,812,000 | 3,714,000 | 5,562,000 | 7,505,000 |
| Noninterest income | 308,000 | 447,000 | 683,000 | 1,001,000 |
| Noninterest expense | 1,902,000 | 3,707,000 | 5,577,000 | 7,615,000 |
| Provision for loan losses | 33,000 | 63,000 | 95,000 | 171,000 |
| Pretax income | 185,000 | 391,000 | 582,000 | 729,000 |
| Income tax | 43,000 | 84,000 | 129,000 | 177,000 |
| Net income | 142,000 | 307,000 | 453,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,337,000 | 22,503,000 | 22,648,000 | 22,679,000 |