Call reports 2021
HENDRICKS COUNTY BANK AND TRUST COMPANY — 2021
What HENDRICKS COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 206,211,000 | 212,747,000 | 215,285,000 | 217,294,000 |
| Total loans | 104,807,000 | 104,493,000 | 105,677,000 | 102,105,000 |
| Allowance for loan losses | 1,433,000 | 1,434,000 | 1,433,000 | 1,433,000 |
| Securities available for sale | 70,115,000 | 80,766,000 | 82,428,000 | 83,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,614,000 | 191,741,000 | 193,946,000 | 196,793,000 |
| Interest-bearing deposits | 120,120,000 | 126,831,000 | 132,549,000 | 135,914,000 |
| Noninterest-bearing deposits | 65,494,000 | 64,910,000 | 61,397,000 | 60,879,000 |
| Equity capital | 20,199,000 | 20,558,000 | 20,808,000 | 20,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,694,000 | 3,284,000 | 4,842,000 | 6,363,000 |
| Interest expense | 110,000 | 200,000 | 280,000 | 355,000 |
| Net interest income | 1,584,000 | 3,084,000 | 4,562,000 | 6,008,000 |
| Noninterest income | 250,000 | 497,000 | 738,000 | 1,012,000 |
| Noninterest expense | 1,578,000 | 3,295,000 | 4,955,000 | 6,724,000 |
| Provision for loan losses | 0 | 1,000 | 12,000 | 12,000 |
| Pretax income | 395,000 | 424,000 | 472,000 | 606,000 |
| Income tax | 26,000 | 31,000 | 37,000 | -36,000 |
| Net income | 369,000 | 393,000 | 435,000 | 642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,585,000 | 20,610,000 | 20,651,000 | 20,825,000 |