Call reports 2019
HENDRICKS COUNTY BANK AND TRUST COMPANY — 2019
What HENDRICKS COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 164,366,000 | 165,886,000 | 169,685,000 | 168,795,000 |
| Total loans | 97,106,000 | 104,345,000 | 102,190,000 | 103,142,000 |
| Allowance for loan losses | 1,165,000 | 1,211,000 | 1,216,000 | 1,231,000 |
| Securities available for sale | 16,469,000 | 10,237,000 | 10,528,000 | 13,986,000 |
| Securities held to maturity | 32,430,000 | 32,337,000 | 31,379,000 | 31,435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,454,000 | 145,728,000 | 149,298,000 | 148,566,000 |
| Interest-bearing deposits | 97,390,000 | 98,820,000 | 101,594,000 | 98,272,000 |
| Noninterest-bearing deposits | 47,064,000 | 46,908,000 | 47,704,000 | 50,294,000 |
| Equity capital | 19,614,000 | 19,844,000 | 19,921,000 | 19,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,646,000 | 3,352,000 | 5,089,000 | 6,835,000 |
| Interest expense | 227,000 | 497,000 | 794,000 | 1,077,000 |
| Net interest income | 1,419,000 | 2,855,000 | 4,295,000 | 5,758,000 |
| Noninterest income | 158,000 | 345,000 | 557,000 | 796,000 |
| Noninterest expense | 1,387,000 | 2,857,000 | 4,395,000 | 6,142,000 |
| Provision for loan losses | 16,000 | 63,000 | 81,000 | 102,000 |
| Pretax income | 174,000 | 401,000 | 555,000 | 489,000 |
| Income tax | 20,000 | 63,000 | 83,000 | 356,000 |
| Net income | 154,000 | 338,000 | 472,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,645,000 | 19,829,000 | 19,980,000 | 19,584,000 |
| Total capital | 20,810,000 | 21,040,000 | 21,196,000 | 20,815,000 |
| Risk-weighted assets | 113,692,000 | 121,014,000 | 120,354,000 | 123,102,000 |