Call reports 2017
HENDRICKS COUNTY BANK AND TRUST COMPANY — 2017
What HENDRICKS COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 155,360,000 | 152,918,000 | 152,907,000 | 150,989,000 |
| Total loans | 93,244,000 | 92,298,000 | 91,331,000 | 92,316,000 |
| Allowance for loan losses | 1,124,000 | 1,144,000 | 1,152,000 | 1,171,000 |
| Securities available for sale | 16,390,000 | 17,492,000 | 17,486,000 | 15,395,000 |
| Securities held to maturity | 24,451,000 | 26,480,000 | 25,897,000 | 26,886,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,665,000 | 134,092,000 | 134,019,000 | 132,190,000 |
| Interest-bearing deposits | 88,388,000 | 86,653,000 | 86,534,000 | 87,478,000 |
| Noninterest-bearing deposits | 48,277,000 | 47,439,000 | 47,485,000 | 44,712,000 |
| Equity capital | 18,415,000 | 18,622,000 | 18,784,000 | 18,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,405,000 | 2,795,000 | 4,174,000 | 5,602,000 |
| Interest expense | 85,000 | 177,000 | 268,000 | 378,000 |
| Net interest income | 1,320,000 | 2,618,000 | 3,906,000 | 5,224,000 |
| Noninterest income | 161,000 | 341,000 | 504,000 | 703,000 |
| Noninterest expense | 1,216,000 | 2,422,000 | 3,665,000 | 5,135,000 |
| Provision for loan losses | 17,000 | 30,000 | 33,000 | 32,000 |
| Pretax income | 248,000 | 507,000 | 712,000 | 760,000 |
| Income tax | 36,000 | 147,000 | 186,000 | 188,000 |
| Net income | 212,000 | 360,000 | 526,000 | 572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,585,000 | 18,733,000 | 18,898,000 | 18,901,000 |
| Total capital | 19,709,000 | 19,877,000 | 20,050,000 | 20,072,000 |
| Risk-weighted assets | 100,199,000 | 101,042,000 | 102,931,000 | 102,167,000 |