Call reports 2016
HENDRICKS COUNTY BANK AND TRUST COMPANY — 2016
What HENDRICKS COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 145,170,000 | 157,605,000 | 148,297,000 | 152,210,000 |
| Total loans | 94,823,000 | 94,701,000 | 92,692,000 | 94,502,000 |
| Allowance for loan losses | 1,065,000 | 1,086,000 | 1,090,000 | 1,108,000 |
| Securities available for sale | 17,514,000 | 15,701,000 | 15,673,000 | 16,346,000 |
| Securities held to maturity | 20,957,000 | 22,199,000 | 21,988,000 | 25,604,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,942,000 | 139,360,000 | 129,780,000 | 133,960,000 |
| Interest-bearing deposits | 85,415,000 | 87,936,000 | 86,353,000 | 85,730,000 |
| Noninterest-bearing deposits | 41,527,000 | 51,424,000 | 43,427,000 | 48,230,000 |
| Equity capital | 17,969,000 | 18,054,000 | 18,214,000 | 18,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,328,000 | 2,716,000 | 4,096,000 | 5,457,000 |
| Interest expense | 71,000 | 147,000 | 227,000 | 309,000 |
| Net interest income | 1,257,000 | 2,569,000 | 3,869,000 | 5,148,000 |
| Noninterest income | 168,000 | 453,000 | 644,000 | 829,000 |
| Noninterest expense | 1,185,000 | 2,458,000 | 3,696,000 | 4,917,000 |
| Provision for loan losses | 12,000 | 249,000 | 251,000 | 249,000 |
| Pretax income | 228,000 | 315,000 | 566,000 | 811,000 |
| Income tax | 66,000 | 78,000 | 154,000 | 229,000 |
| Net income | 162,000 | 237,000 | 412,000 | 582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,970,000 | 18,045,000 | 18,214,000 | 18,344,000 |
| Total capital | 19,036,000 | 19,130,000 | 19,304,000 | 19,452,000 |
| Risk-weighted assets | 100,180,000 | 99,323,000 | 97,786,000 | 98,944,000 |