Call reports 2015
HENDRICKS COUNTY BANK AND TRUST COMPANY — 2015
What HENDRICKS COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 147,185,000 | 153,570,000 | 146,341,000 | 152,138,000 |
| Total loans | 85,283,000 | 85,291,000 | 87,347,000 | 87,854,000 |
| Allowance for loan losses | 1,038,000 | 1,038,000 | 1,038,000 | 1,063,000 |
| Securities available for sale | 24,084,000 | 23,511,000 | 21,540,000 | 17,468,000 |
| Securities held to maturity | 12,817,000 | 18,356,000 | 19,085,000 | 21,807,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,391,000 | 135,675,000 | 128,123,000 | 134,023,000 |
| Interest-bearing deposits | 80,976,000 | 89,803,000 | 82,252,000 | 85,642,000 |
| Noninterest-bearing deposits | 48,415,000 | 45,872,000 | 45,871,000 | 48,381,000 |
| Equity capital | 17,523,000 | 17,643,000 | 17,873,000 | 17,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,193,000 | 2,430,000 | 3,692,000 | 4,968,000 |
| Interest expense | 61,000 | 122,000 | 189,000 | 262,000 |
| Net interest income | 1,132,000 | 2,308,000 | 3,503,000 | 4,706,000 |
| Noninterest income | 216,000 | 382,000 | 581,000 | 742,000 |
| Noninterest expense | 1,103,000 | 2,293,000 | 3,383,000 | 4,634,000 |
| Provision for loan losses | -1,000 | -2,000 | -1,000 | 1,000 |
| Pretax income | 246,000 | 402,000 | 707,000 | 824,000 |
| Income tax | 65,000 | 107,000 | 200,000 | 243,000 |
| Net income | 181,000 | 295,000 | 507,000 | 581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,243,000 | 17,643,000 | 17,873,000 | 17,861,000 |
| Total capital | 18,261,000 | 18,681,000 | 18,911,000 | 18,924,000 |
| Risk-weighted assets | 77,028,000 | 90,169,000 | 94,231,000 | 97,292,000 |