Call reports 2012
HENDRICKS COUNTY BANK AND TRUST COMPANY — 2012
What HENDRICKS COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 140,800,000 | 142,996,000 | 144,331,000 | 161,209,000 |
| Total loans | 79,949,000 | 78,984,000 | 74,646,000 | 71,492,000 |
| Allowance for loan losses | 1,986,000 | 2,066,000 | 1,346,000 | 1,177,000 |
| Securities available for sale | 17,318,000 | 21,294,000 | 19,252,000 | 22,206,000 |
| Securities held to maturity | 10,680,000 | 12,322,000 | 8,006,000 | 13,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,984,000 | 125,244,000 | 126,469,000 | 144,008,000 |
| Interest-bearing deposits | 85,420,000 | 84,124,000 | 88,473,000 | 90,856,000 |
| Noninterest-bearing deposits | 37,564,000 | 41,120,000 | 37,996,000 | 53,152,000 |
| Equity capital | 17,515,000 | 17,492,000 | 17,534,000 | 17,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,299,000 | 2,536,000 | 3,780,000 | 4,954,000 |
| Interest expense | 123,000 | 217,000 | 298,000 | 378,000 |
| Net interest income | 1,176,000 | 2,319,000 | 3,482,000 | 4,576,000 |
| Noninterest income | 260,000 | 461,000 | -206,000 | -411,000 |
| Noninterest expense | 1,626,000 | 2,908,000 | 3,651,000 | 4,869,000 |
| Provision for loan losses | 1,000 | 103,000 | -150,000 | -140,000 |
| Pretax income | -191,000 | -231,000 | -225,000 | -564,000 |
| Income tax | -173,000 | -175,000 | -194,000 | -84,000 |
| Net income | -18,000 | -56,000 | -31,000 | -480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,517,000 | 17,480,000 | 17,504,000 | 17,055,000 |
| Total capital | 18,549,000 | 18,491,000 | 18,521,000 | 18,032,000 |
| Risk-weighted assets | 82,485,000 | 79,831,000 | 81,061,000 | 78,082,000 |