Call reports 2011
HENDRICKS COUNTY BANK AND TRUST COMPANY — 2011
What HENDRICKS COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 156,153,000 | 153,373,000 | 150,381,000 | 146,178,000 |
| Total loans | 88,555,000 | 88,823,000 | 86,811,000 | 83,411,000 |
| Allowance for loan losses | 1,102,000 | 1,157,000 | 1,073,000 | 2,229,000 |
| Securities available for sale | 5,021,000 | 6,182,000 | 15,434,000 | 16,386,000 |
| Securities held to maturity | 10,605,000 | 13,279,000 | 10,775,000 | 12,688,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,806,000 | 132,946,000 | 130,881,000 | 126,936,000 |
| Interest-bearing deposits | 103,596,000 | 99,246,000 | 101,901,000 | 99,303,000 |
| Noninterest-bearing deposits | 33,210,000 | 33,700,000 | 28,980,000 | 27,633,000 |
| Equity capital | 18,683,000 | 18,870,000 | 18,994,000 | 17,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,404,000 | 2,843,000 | 4,193,000 | 5,512,000 |
| Interest expense | 238,000 | 463,000 | 686,000 | 857,000 |
| Net interest income | 1,166,000 | 2,380,000 | 3,507,000 | 4,655,000 |
| Noninterest income | 163,000 | 500,000 | 680,000 | 1,123,000 |
| Noninterest expense | 1,231,000 | 2,261,000 | 3,375,000 | 4,738,000 |
| Provision for loan losses | 59,000 | 124,000 | 184,000 | 2,145,000 |
| Pretax income | 39,000 | 495,000 | 628,000 | -1,105,000 |
| Income tax | 22,000 | 210,000 | 221,000 | -59,000 |
| Net income | 17,000 | 285,000 | 407,000 | -1,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,683,000 | 18,867,000 | 18,989,000 | 17,536,000 |
| Total capital | 19,766,000 | 20,007,000 | 20,062,000 | 18,645,000 |
| Risk-weighted assets | 86,614,000 | 90,612,000 | 87,780,000 | 87,600,000 |