Call reports 2002
HENDRICKS COUNTY BANK AND TRUST COMPANY — 2002
What HENDRICKS COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 130,388,000 | 143,698,000 | 140,975,000 | 156,021,000 |
| Total loans | 84,582,000 | 84,540,000 | 90,424,000 | 93,210,000 |
| Allowance for loan losses | 829,000 | 844,000 | 859,000 | 874,000 |
| Securities available for sale | 21,434,000 | 20,530,000 | 19,551,000 | 17,501,000 |
| Securities held to maturity | 13,177,000 | 13,172,000 | 11,588,000 | 11,409,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,692,000 | 125,992,000 | 119,778,000 | 137,526,000 |
| Interest-bearing deposits | 89,704,000 | 104,361,000 | 98,306,000 | 111,812,000 |
| Noninterest-bearing deposits | 21,988,000 | 21,631,000 | 21,472,000 | 25,714,000 |
| Equity capital | 15,831,000 | 16,024,000 | 16,226,000 | 14,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,909,000 | 3,806,000 | 5,677,000 | 7,548,000 |
| Interest expense | 569,000 | 1,096,000 | 1,560,000 | 2,018,000 |
| Net interest income | 1,340,000 | 2,710,000 | 4,117,000 | 5,530,000 |
| Noninterest income | 326,000 | 561,000 | 918,000 | 1,447,000 |
| Noninterest expense | 1,156,000 | 2,346,000 | 3,580,000 | 5,093,000 |
| Provision for loan losses | 15,000 | 63,000 | 86,000 | 149,000 |
| Pretax income | 495,000 | 862,000 | 1,369,000 | 1,735,000 |
| Income tax | 149,000 | 225,000 | 387,000 | 511,000 |
| Net income | 346,000 | 637,000 | 982,000 | 1,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,648,000 | 15,771,000 | 15,948,000 | 14,634,000 |
| Total capital | 16,477,000 | 16,615,000 | 16,807,000 | 15,508,000 |
| Risk-weighted assets | 75,945,000 | 83,349,000 | 83,388,000 | 83,525,000 |