Call reports 2001
HENDRICKS COUNTY BANK AND TRUST COMPANY — 2001
What HENDRICKS COUNTY BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 123,344,000 | 141,641,000 | 141,613,000 | 143,258,000 |
| Total loans | 75,619,000 | 77,910,000 | 79,411,000 | 86,581,000 |
| Allowance for loan losses | 769,000 | 784,000 | 799,000 | 814,000 |
| Securities available for sale | 18,900,000 | 18,435,000 | 19,617,000 | 21,605,000 |
| Securities held to maturity | 15,963,000 | 15,956,000 | 15,596,000 | 15,464,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,074,000 | 123,226,000 | 122,394,000 | 125,422,000 |
| Interest-bearing deposits | 82,484,000 | 98,266,000 | 97,524,000 | 99,616,000 |
| Noninterest-bearing deposits | 24,590,000 | 24,960,000 | 24,870,000 | 25,806,000 |
| Equity capital | 14,830,000 | 15,117,000 | 15,480,000 | 15,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,201,000 | 4,309,000 | 6,411,000 | 8,486,000 |
| Interest expense | 963,000 | 1,829,000 | 2,649,000 | 3,282,000 |
| Net interest income | 1,238,000 | 2,480,000 | 3,762,000 | 5,204,000 |
| Noninterest income | 228,000 | 500,000 | 791,000 | 1,189,000 |
| Noninterest expense | 986,000 | 2,017,000 | 3,083,000 | 4,341,000 |
| Provision for loan losses | 17,000 | 32,000 | 64,000 | 174,000 |
| Pretax income | 464,000 | 932,000 | 1,407,000 | 1,879,000 |
| Income tax | 132,000 | 262,000 | 400,000 | 563,000 |
| Net income | 332,000 | 670,000 | 1,007,000 | 1,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,682,000 | 14,936,000 | 15,189,000 | 15,414,000 |
| Total capital | 15,451,000 | 15,720,000 | 15,988,000 | 16,228,000 |
| Risk-weighted assets | 71,034,000 | 81,975,000 | 75,213,000 | 78,322,000 |