Call reports 2020
FIRST FEDERAL SAVINGS BANK OF TWIN FALLS — 2020
What FIRST FEDERAL SAVINGS BANK OF TWIN FALLS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 734,507,000 | 846,008,000 | 899,285,000 | 972,838,000 |
| Total loans | 568,543,000 | 660,264,000 | 657,538,000 | 677,586,000 |
| Allowance for loan losses | 5,201,000 | 5,501,000 | 5,801,000 | 6,001,000 |
| Securities available for sale | 11,812,000 | 13,235,000 | 15,143,000 | 57,417,000 |
| Securities held to maturity | 17,252,000 | 18,621,000 | 18,401,000 | 19,811,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 631,168,000 | 741,551,000 | 793,384,000 | 862,424,000 |
| Interest-bearing deposits | 443,954,000 | 492,326,000 | 522,020,000 | 571,361,000 |
| Noninterest-bearing deposits | 187,215,000 | 249,224,000 | 271,365,000 | 291,064,000 |
| Equity capital | 87,564,000 | 89,153,000 | 92,348,000 | 94,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,830,000 | 17,751,000 | 27,782,000 | 37,508,000 |
| Interest expense | 548,000 | 1,070,000 | 1,586,000 | 2,076,000 |
| Net interest income | 8,282,000 | 16,681,000 | 26,196,000 | 35,432,000 |
| Noninterest income | 2,436,000 | 5,431,000 | 9,521,000 | 12,672,000 |
| Noninterest expense | 8,020,000 | 16,949,000 | 26,062,000 | 35,657,000 |
| Provision for loan losses | 173,000 | 494,000 | 668,000 | 860,000 |
| Pretax income | 2,525,000 | 4,669,000 | 8,987,000 | 11,587,000 |
| Income tax | 641,000 | 1,186,000 | 2,283,000 | 2,943,000 |
| Net income | 1,884,000 | 3,483,000 | 6,704,000 | 8,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,303,000 | 88,052,000 | 91,524,000 | 93,464,000 |
| Total capital | 91,680,000 | 93,737,000 | 97,522,000 | 99,735,000 |
| Risk-weighted assets | 600,516,000 | 611,439,000 | 613,881,000 | 620,771,000 |