Call reports 2017
FIRST FEDERAL SAVINGS BANK OF TWIN FALLS — 2017
What FIRST FEDERAL SAVINGS BANK OF TWIN FALLS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 623,971,000 | 607,678,000 | 623,243,000 | 617,711,000 |
| Total loans | 443,074,000 | 451,598,000 | 464,683,000 | 474,280,000 |
| Allowance for loan losses | 4,069,000 | 4,077,000 | 4,118,000 | 4,151,000 |
| Securities available for sale | 15,467,000 | 16,093,000 | 15,276,000 | 12,685,000 |
| Securities held to maturity | 4,010,000 | 3,992,000 | 3,973,000 | 7,667,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 544,464,000 | 526,997,000 | 539,206,000 | 529,514,000 |
| Interest-bearing deposits | 420,464,000 | 400,801,000 | 411,922,000 | 405,670,000 |
| Noninterest-bearing deposits | 124,000,000 | 126,196,000 | 127,284,000 | 123,844,000 |
| Equity capital | 66,787,000 | 67,908,000 | 69,160,000 | 70,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,711,000 | 11,844,000 | 18,172,000 | 24,743,000 |
| Interest expense | 372,000 | 752,000 | 1,135,000 | 1,526,000 |
| Net interest income | 5,339,000 | 11,092,000 | 17,037,000 | 23,217,000 |
| Noninterest income | 1,974,000 | 4,201,000 | 6,450,000 | 8,850,000 |
| Noninterest expense | 6,383,000 | 12,720,000 | 19,000,000 | 25,393,000 |
| Provision for loan losses | 25,000 | 50,000 | 100,000 | 200,000 |
| Pretax income | 905,000 | 2,523,000 | 4,387,000 | 6,434,000 |
| Income tax | 294,000 | 820,000 | 1,425,000 | 2,091,000 |
| Net income | 611,000 | 1,703,000 | 2,962,000 | 4,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,216,000 | 66,307,000 | 67,567,000 | 68,948,000 |
| Total capital | 69,423,000 | 70,510,000 | 71,832,000 | 73,242,000 |
| Risk-weighted assets | 410,720,000 | 422,731,000 | 440,099,000 | 440,113,000 |