Call reports 2016
FIRST FEDERAL SAVINGS BANK OF TWIN FALLS — 2016
What FIRST FEDERAL SAVINGS BANK OF TWIN FALLS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 580,776,000 | 585,515,000 | 586,612,000 | 585,372,000 |
| Total loans | 420,917,000 | 432,305,000 | 430,183,000 | 434,347,000 |
| Allowance for loan losses | 4,033,000 | 4,019,000 | 4,054,000 | 4,057,000 |
| Securities available for sale | 15,772,000 | 14,332,000 | 13,533,000 | 14,553,000 |
| Securities held to maturity | 1,466,000 | 1,458,000 | 2,180,000 | 4,029,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 504,338,000 | 508,052,000 | 508,002,000 | 506,799,000 |
| Interest-bearing deposits | 397,847,000 | 395,961,000 | 387,734,000 | 388,256,000 |
| Noninterest-bearing deposits | 106,491,000 | 112,091,000 | 120,267,000 | 118,543,000 |
| Equity capital | 63,508,000 | 64,271,000 | 65,400,000 | 66,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,371,000 | 10,953,000 | 16,761,000 | 22,599,000 |
| Interest expense | 392,000 | 788,000 | 1,174,000 | 1,555,000 |
| Net interest income | 4,979,000 | 10,165,000 | 15,587,000 | 21,044,000 |
| Noninterest income | 2,087,000 | 4,037,000 | 6,434,000 | 9,109,000 |
| Noninterest expense | 5,813,000 | 11,882,000 | 18,015,000 | 24,831,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,260,000 | 2,333,000 | 4,019,000 | 5,335,000 |
| Income tax | 409,000 | 758,000 | 1,306,000 | 1,734,000 |
| Net income | 851,000 | 1,575,000 | 2,713,000 | 3,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,854,000 | 62,578,000 | 63,717,000 | 64,605,000 |
| Total capital | 66,002,000 | 66,713,000 | 67,895,000 | 68,789,000 |
| Risk-weighted assets | 381,909,000 | 389,669,000 | 390,413,000 | 397,675,000 |