Call reports 2015
FIRST FEDERAL SAVINGS BANK OF TWIN FALLS — 2015
What FIRST FEDERAL SAVINGS BANK OF TWIN FALLS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 574,374,000 | 576,546,000 | 567,327,000 | 574,005,000 |
| Total loans | 390,469,000 | 401,970,000 | 409,976,000 | 412,220,000 |
| Allowance for loan losses | 4,211,000 | 4,142,000 | 4,104,000 | 4,005,000 |
| Securities available for sale | 17,483,000 | 18,966,000 | 17,575,000 | 16,621,000 |
| Securities held to maturity | 2,225,000 | 2,212,000 | 1,482,000 | 1,474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 501,131,000 | 502,242,000 | 492,099,000 | 498,065,000 |
| Interest-bearing deposits | 399,870,000 | 401,425,000 | 394,380,000 | 394,084,000 |
| Noninterest-bearing deposits | 101,261,000 | 100,818,000 | 97,720,000 | 103,981,000 |
| Equity capital | 60,519,000 | 61,093,000 | 61,982,000 | 62,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,876,000 | 9,996,000 | 15,401,000 | 20,709,000 |
| Interest expense | 418,000 | 837,000 | 1,252,000 | 1,657,000 |
| Net interest income | 4,458,000 | 9,159,000 | 14,149,000 | 19,052,000 |
| Noninterest income | 1,738,000 | 3,652,000 | 5,828,000 | 8,007,000 |
| Noninterest expense | 5,577,000 | 11,211,000 | 17,113,000 | 23,217,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 628,000 | 1,609,000 | 2,909,000 | 3,887,000 |
| Income tax | 204,000 | 523,000 | 945,000 | 1,264,000 |
| Net income | 424,000 | 1,086,000 | 1,964,000 | 2,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,702,000 | 59,365,000 | 60,242,000 | 60,904,000 |
| Total capital | 63,117,000 | 63,792,000 | 64,440,000 | 65,006,000 |
| Risk-weighted assets | 342,960,000 | 350,174,000 | 371,624,000 | 372,075,000 |