Call reports 2014
FIRST FEDERAL SAVINGS BANK OF TWIN FALLS — 2014
What FIRST FEDERAL SAVINGS BANK OF TWIN FALLS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 534,950,000 | 529,563,000 | 535,885,000 | 547,048,000 |
| Total loans | 368,976,000 | 377,757,000 | 385,189,000 | 388,014,000 |
| Allowance for loan losses | 3,809,000 | 3,863,000 | 4,143,000 | 4,263,000 |
| Securities available for sale | 13,745,000 | 13,181,000 | 15,429,000 | 16,283,000 |
| Securities held to maturity | 2,458,000 | 2,444,000 | 2,133,000 | 2,120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 462,668,000 | 457,435,000 | 463,196,000 | 476,022,000 |
| Interest-bearing deposits | 379,177,000 | 369,396,000 | 372,961,000 | 385,604,000 |
| Noninterest-bearing deposits | 83,491,000 | 88,039,000 | 90,235,000 | 90,418,000 |
| Equity capital | 57,876,000 | 58,622,000 | 59,433,000 | 60,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,552,000 | 9,279,000 | 14,058,000 | 18,916,000 |
| Interest expense | 476,000 | 949,000 | 1,414,000 | 1,857,000 |
| Net interest income | 4,076,000 | 8,330,000 | 12,644,000 | 17,059,000 |
| Noninterest income | 1,771,000 | 3,682,000 | 5,738,000 | 7,642,000 |
| Noninterest expense | 5,152,000 | 10,276,000 | 15,419,000 | 20,863,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 695,000 | 1,742,000 | 2,969,000 | 3,844,000 |
| Income tax | 226,000 | 566,000 | 965,000 | 1,249,000 |
| Net income | 469,000 | 1,176,000 | 2,004,000 | 2,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,113,000 | 56,820,000 | 57,688,000 | 58,279,000 |
| Total capital | 60,089,000 | 60,845,000 | 61,976,000 | 62,829,000 |
| Risk-weighted assets | 317,896,000 | 325,965,000 | 340,643,000 | 341,224,000 |