Call reports 2013
FIRST FEDERAL SAVINGS BANK OF TWIN FALLS — 2013
What FIRST FEDERAL SAVINGS BANK OF TWIN FALLS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 508,540,000 | 504,723,000 | 512,691,000 | 505,857,000 |
| Total loans | 357,197,000 | 364,116,000 | 365,587,000 | 367,245,000 |
| Allowance for loan losses | 3,505,000 | 3,478,000 | 3,336,000 | 3,841,000 |
| Securities available for sale | 11,275,000 | 12,088,000 | 14,362,000 | 12,405,000 |
| Securities held to maturity | 1,699,000 | 2,612,000 | 2,488,000 | 2,473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,602,000 | 432,319,000 | 441,418,000 | 435,892,000 |
| Interest-bearing deposits | 363,384,000 | 360,806,000 | 357,671,000 | 358,031,000 |
| Noninterest-bearing deposits | 72,218,000 | 71,513,000 | 83,747,000 | 77,861,000 |
| Equity capital | 55,300,000 | 55,822,000 | 56,715,000 | 57,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,726,000 | 9,423,000 | 14,072,000 | 18,669,000 |
| Interest expense | 656,000 | 1,278,000 | 1,848,000 | 2,366,000 |
| Net interest income | 4,070,000 | 8,145,000 | 12,224,000 | 16,303,000 |
| Noninterest income | 1,990,000 | 3,776,000 | 5,909,000 | 8,131,000 |
| Noninterest expense | 4,900,000 | 9,796,000 | 14,650,000 | 19,666,000 |
| Provision for loan losses | -58,000 | -58,000 | -8,000 | 332,000 |
| Pretax income | 1,218,000 | 2,183,000 | 3,504,000 | 4,449,000 |
| Income tax | 396,000 | 710,000 | 1,139,000 | 1,446,000 |
| Net income | 822,000 | 1,473,000 | 2,365,000 | 3,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,626,000 | 54,205,000 | 55,011,000 | 55,644,000 |
| Total capital | 57,131,000 | 57,683,000 | 58,392,000 | 59,561,000 |
| Risk-weighted assets | 300,690,000 | 307,452,000 | 310,475,000 | 317,963,000 |