Call reports 2012
FIRST FEDERAL SAVINGS BANK OF TWIN FALLS — 2012
What FIRST FEDERAL SAVINGS BANK OF TWIN FALLS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 500,553,000 | 481,776,000 | 482,329,000 | 506,899,000 |
| Total loans | 351,169,000 | 356,276,000 | 363,316,000 | 355,940,000 |
| Allowance for loan losses | 3,067,000 | 3,070,000 | 3,178,000 | 3,377,000 |
| Securities available for sale | 10,423,000 | 12,657,000 | 12,015,000 | 11,281,000 |
| Securities held to maturity | 1,589,000 | 1,547,000 | 1,792,000 | 1,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,448,000 | 408,624,000 | 409,399,000 | 437,004,000 |
| Interest-bearing deposits | 351,607,000 | 347,995,000 | 346,379,000 | 356,537,000 |
| Noninterest-bearing deposits | 71,841,000 | 60,629,000 | 63,020,000 | 80,467,000 |
| Equity capital | 52,442,000 | 53,070,000 | 53,747,000 | 54,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,212,000 | 10,361,000 | 15,322,000 | 20,247,000 |
| Interest expense | 894,000 | 1,741,000 | 2,510,000 | 3,220,000 |
| Net interest income | 4,318,000 | 8,620,000 | 12,812,000 | 17,027,000 |
| Noninterest income | 1,590,000 | 3,219,000 | 4,966,000 | 6,956,000 |
| Noninterest expense | 4,411,000 | 9,147,000 | 13,934,000 | 18,777,000 |
| Provision for loan losses | 233,000 | 417,000 | 600,000 | 800,000 |
| Pretax income | 1,264,000 | 2,275,000 | 3,244,000 | 4,406,000 |
| Income tax | 436,000 | 764,000 | 1,079,000 | 1,432,000 |
| Net income | 828,000 | 1,511,000 | 2,165,000 | 2,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,688,000 | 51,370,000 | 52,024,000 | 52,804,000 |
| Total capital | 53,755,000 | 54,440,000 | 55,634,000 | 56,571,000 |
| Risk-weighted assets | 300,624,000 | 302,845,000 | 308,699,000 | 302,442,000 |