Call reports 2022
CENTRAL NATIONAL BANK OF POTEAU, THE — 2022
What CENTRAL NATIONAL BANK OF POTEAU, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 350,765,000 | 350,673,000 | 341,703,000 |
| Total loans | 144,423,000 | 151,933,000 | 162,784,000 |
| Allowance for loan losses | 215,000 | 226,000 | 211,000 |
| Securities available for sale | 128,904,000 | 143,235,000 | 133,271,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 304,873,000 | 307,912,000 | 296,427,000 |
| Interest-bearing deposits | 271,625,000 | 276,171,000 | 263,338,000 |
| Noninterest-bearing deposits | 33,248,000 | 31,741,000 | 33,089,000 |
| Equity capital | 44,962,000 | 42,115,000 | 38,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 2,568,000 | 5,133,000 | 7,471,000 |
| Interest expense | 152,000 | 300,000 | 576,000 |
| Net interest income | 2,416,000 | 4,833,000 | 6,895,000 |
| Noninterest income | 646,000 | 1,292,000 | 1,997,000 |
| Noninterest expense | 2,090,000 | 4,317,000 | 6,466,000 |
| Provision for loan losses | 20,000 | 40,000 | 40,000 |
| Pretax income | 952,000 | 1,768,000 | 2,386,000 |
| Income tax | 168,000 | 330,000 | 467,000 |
| Net income | 784,000 | 1,438,000 | 1,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 34,556,000 | 34,294,000 | 34,859,000 |