Call reports 2019
CENTRAL NATIONAL BANK OF POTEAU, THE — 2019
What CENTRAL NATIONAL BANK OF POTEAU, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 248,172,000 | 253,580,000 | 248,181,000 | 259,838,000 |
| Total loans | 163,900,000 | 164,391,000 | 161,236,000 | 165,169,000 |
| Allowance for loan losses | 1,264,000 | 1,306,000 | 1,273,000 | 1,269,000 |
| Securities available for sale | 63,706,000 | 69,941,000 | 72,580,000 | 75,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,478,000 | 224,668,000 | 218,878,000 | 230,390,000 |
| Interest-bearing deposits | 198,527,000 | 202,993,000 | 197,245,000 | 206,125,000 |
| Noninterest-bearing deposits | 22,951,000 | 21,675,000 | 21,633,000 | 24,265,000 |
| Equity capital | 26,298,000 | 27,100,000 | 28,654,000 | 27,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,982,000 | 6,014,000 | 9,024,000 | 11,984,000 |
| Interest expense | 441,000 | 946,000 | 1,442,000 | 1,882,000 |
| Net interest income | 2,541,000 | 5,068,000 | 7,582,000 | 10,102,000 |
| Noninterest income | 519,000 | 1,087,000 | 1,660,000 | 2,209,000 |
| Noninterest expense | 1,840,000 | 3,798,000 | 5,632,000 | 7,594,000 |
| Provision for loan losses | 60,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 1,160,000 | 2,237,000 | 3,490,000 | 4,597,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,160,000 | 2,237,000 | 3,490,000 | 4,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,734,000 | 26,553,000 | 27,806,000 | 26,348,000 |
| Total capital | 27,998,000 | 27,859,000 | 29,079,000 | 27,617,000 |
| Risk-weighted assets | 154,828,000 | 156,488,000 | 152,162,000 | 156,569,000 |