Call reports 2016
CENTRAL NATIONAL BANK OF POTEAU, THE — 2016
What CENTRAL NATIONAL BANK OF POTEAU, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 239,880,000 | 238,241,000 | 229,310,000 | 231,346,000 |
| Total loans | 145,192,000 | 148,402,000 | 150,081,000 | 147,736,000 |
| Allowance for loan losses | 820,000 | 878,000 | 971,000 | 1,004,000 |
| Securities available for sale | 81,092,000 | 76,186,000 | 67,981,000 | 63,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,764,000 | 206,876,000 | 198,913,000 | 206,501,000 |
| Interest-bearing deposits | 192,455,000 | 188,290,000 | 178,988,000 | 185,223,000 |
| Noninterest-bearing deposits | 21,309,000 | 18,586,000 | 19,925,000 | 21,278,000 |
| Equity capital | 24,267,000 | 24,480,000 | 25,659,000 | 22,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,574,000 | 5,094,000 | 7,623,000 | 10,213,000 |
| Interest expense | 171,000 | 339,000 | 509,000 | 680,000 |
| Net interest income | 2,403,000 | 4,755,000 | 7,114,000 | 9,533,000 |
| Noninterest income | 490,000 | 1,014,000 | 1,716,000 | 2,228,000 |
| Noninterest expense | 1,631,000 | 3,427,000 | 5,088,000 | 6,923,000 |
| Provision for loan losses | 30,000 | 90,000 | 190,000 | 430,000 |
| Pretax income | 1,232,000 | 2,271,000 | 3,606,000 | 4,462,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,232,000 | 2,271,000 | 3,606,000 | 4,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,671,000 | 23,447,000 | 24,782,000 | 23,426,000 |
| Total capital | 24,491,000 | 24,325,000 | 25,753,000 | 24,430,000 |
| Risk-weighted assets | 136,255,000 | 138,066,000 | 137,766,000 | 135,664,000 |