Call reports 2012
CENTRAL NATIONAL BANK OF POTEAU, THE — 2012
What CENTRAL NATIONAL BANK OF POTEAU, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 228,931,000 | 228,341,000 | 221,311,000 | 232,388,000 |
| Total loans | 105,170,000 | 104,112,000 | 102,192,000 | 104,534,000 |
| Allowance for loan losses | 528,000 | 607,000 | 640,000 | 676,000 |
| Securities available for sale | 101,870,000 | 102,372,000 | 99,807,000 | 100,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,479,000 | 206,634,000 | 199,226,000 | 210,754,000 |
| Interest-bearing deposits | 188,027,000 | 186,471,000 | 179,418,000 | 190,527,000 |
| Noninterest-bearing deposits | 20,452,000 | 20,163,000 | 19,808,000 | 20,227,000 |
| Equity capital | 20,222,000 | 20,478,000 | 21,744,000 | 19,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,349,000 | 4,601,000 | 6,841,000 | 8,944,000 |
| Interest expense | 226,000 | 432,000 | 630,000 | 829,000 |
| Net interest income | 2,123,000 | 4,169,000 | 6,211,000 | 8,115,000 |
| Noninterest income | 326,000 | 808,000 | 1,310,000 | 1,635,000 |
| Noninterest expense | 1,460,000 | 2,945,000 | 4,418,000 | 6,030,000 |
| Provision for loan losses | 159,000 | 246,000 | 322,000 | 376,000 |
| Pretax income | 843,000 | 1,820,000 | 2,914,000 | 3,477,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 843,000 | 1,820,000 | 2,914,000 | 3,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,715,000 | 18,781,000 | 19,875,000 | 18,492,000 |
| Total capital | 19,243,000 | 19,388,000 | 20,515,000 | 19,168,000 |
| Risk-weighted assets | 96,449,000 | 95,397,000 | 90,797,000 | 94,808,000 |