Call reports 2002
CENTRAL NATIONAL BANK OF POTEAU, THE — 2002
What CENTRAL NATIONAL BANK OF POTEAU, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 134,722,000 | 133,497,000 | 132,293,000 | 133,274,000 |
| Total loans | 87,313,000 | 91,616,000 | 93,829,000 | 95,248,000 |
| Allowance for loan losses | 624,000 | 640,000 | 673,000 | 690,000 |
| Securities available for sale | 30,385,000 | 34,845,000 | 29,507,000 | 24,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,283,000 | 117,546,000 | 116,545,000 | 119,048,000 |
| Interest-bearing deposits | 105,174,000 | 100,454,000 | 97,687,000 | 99,419,000 |
| Noninterest-bearing deposits | 17,109,000 | 17,092,000 | 18,858,000 | 19,629,000 |
| Equity capital | 11,982,000 | 12,067,000 | 12,928,000 | 11,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,963,000 | 3,997,000 | 6,045,000 | 8,047,000 |
| Interest expense | 532,000 | 1,030,000 | 1,498,000 | 1,923,000 |
| Net interest income | 1,431,000 | 2,967,000 | 4,547,000 | 6,124,000 |
| Noninterest income | 239,000 | 511,000 | 781,000 | 1,077,000 |
| Noninterest expense | 972,000 | 2,006,000 | 2,997,000 | 4,067,000 |
| Provision for loan losses | 41,000 | 101,000 | 178,000 | 178,000 |
| Pretax income | 657,000 | 1,371,000 | 2,153,000 | 2,956,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 657,000 | 1,371,000 | 2,153,000 | 2,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,644,000 | 11,454,000 | 12,236,000 | 11,291,000 |
| Total capital | 12,268,000 | 12,094,000 | 12,909,000 | 11,981,000 |
| Risk-weighted assets | 68,124,000 | 69,836,000 | 68,230,000 | 70,496,000 |
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