Call reports 2025
FIRST NATIONAL BANK OF MOUNT DORA, THE — 2025
What FIRST NATIONAL BANK OF MOUNT DORA, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 369,745,000 | 373,180,000 | 373,930,000 | 361,804,000 |
| Total loans | 130,163,000 | 137,632,000 | 134,754,000 | 134,216,000 |
| Allowance for loan losses | 2,069,000 | 2,072,000 | 2,133,000 | 2,133,000 |
| Securities available for sale | 198,914,000 | 196,284,000 | 171,842,000 | 174,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,008,000 | 336,835,000 | 334,556,000 | 321,793,000 |
| Interest-bearing deposits | 194,501,000 | 205,382,000 | 205,982,000 | 171,906,000 |
| Noninterest-bearing deposits | 139,507,000 | 131,453,000 | 128,574,000 | 149,887,000 |
| Equity capital | 32,363,000 | 32,759,000 | 35,485,000 | 36,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,286,000 | 6,903,000 | 10,450,000 | 14,089,000 |
| Interest expense | 1,001,000 | 2,091,000 | 3,208,000 | 4,257,000 |
| Net interest income | 2,285,000 | 4,812,000 | 7,242,000 | 9,832,000 |
| Noninterest income | 2,224,000 | 4,525,000 | 6,810,000 | 9,127,000 |
| Noninterest expense | 3,882,000 | 7,973,000 | 12,153,000 | 16,476,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 627,000 | 1,364,000 | 1,717,000 | 2,182,000 |
| Income tax | 65,000 | 191,000 | 118,000 | 181,000 |
| Net income | 562,000 | 1,173,000 | 1,599,000 | 2,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,183,000 | 43,337,000 | 43,195,000 | 43,123,000 |
| Total capital | 45,548,000 | 45,705,000 | — | — |
| Risk-weighted assets | 249,859,000 | 278,627,000 | — | — |